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D&D 5e Point Buy Calculator

Select the calculation method, racial choice, and enter your basic values. The calculator will instantly determine your D&D stats and ability scores.

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Enter your own racial values

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D&D 5e Point Buy Calculator

Our free D&D 5e Point Buy Calculator helps you quickly calculate your character’s ability scores and modifiers, following the official 5e rules for point buy.

What Is Point Buy?

Point Buy is a method for creating ability scores in Dungeons & Dragons 5e. You allocate points to each ability score instead of rolling dice. You have 27 points to spend, and base scores start at 8 (min) and cannot exceed 15 before racial bonuses. This method gives full control over your character’s stats.

Standard Array vs Point Buy

The Standard Array is a pre-set set of numbers: 15, 14, 13, 12, 10, 8. Point Buy allows you to assign points manually using the 27-point pool for greater customization.

Point Cost Table

Ability Score Point Cost
8 0
9 1
10 2
11 3
12 4
13 5
14 7
15 9

Calculating Ability Modifiers

Modifiers affect attacks, skills, and saving throws. To calculate:

  • Subtract 10 from the ability score.
  • Divide by 2.
  • Round down to the nearest whole number.
Score Modifier
1 -5
2–3 -4
4–5 -3
6–7 -2
8–9 -1
10–11 +0
12–13 +1
14–15 +2
16–17 +3
18–19 +4
20–21 +5
22–23 +6
24–25 +7
26–27 +8
28–29 +9
30 +10

Six Core Ability Scores

  • Strength (STR): Physical power and melee attacks.
  • Dexterity (DEX): Agility, reflexes, stealth, ranged attacks.
  • Constitution (CON): Health, stamina, hit points.
  • Intelligence (INT): Knowledge, problem-solving, certain spells.
  • Wisdom (WIS): Perception, insight, judgment.
  • Charisma (CHA): Social influence, persuasion, spellcasting.

Racial Bonuses

After assigning base scores, add racial bonuses:

  • Select your character’s race.
  • Apply racial increases to base ability scores (cannot exceed 15 before bonuses).
  • Resulting scores determine your final modifiers.

Using the Point Buy Calculator

Input:

  • Select race.
  • Enter base scores (8–15) for STR, DEX, CON, INT, WIS, CHA.
  • Click “Calculate”.

Output:

  • Base score
  • Racial bonus
  • Total score
  • Modifier
  • Point cost

FAQ

Is D&D hard to play?

It may seem complex at first, but using reference tools like the Point Buy Calculator simplifies character creation.

Is Standard Array the same as Point Buy?

Standard Array is fixed numbers; Point Buy allocates points for customization.

Can 27 points get to 16?

No. Base scores max at 15. Only racial bonuses can increase beyond 15.

Is it okay to put all 8s?

Not recommended. All 8s wastes points and weakens your character.

Conclusion

The D&D 5e Point Buy Calculator helps efficiently create optimized characters, ensuring proper score allocation and accurate modifiers.

References

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